Pricing: fixed monthly plans

Three levels of support, each for one agreed monthly fee. Every plan does your compliance properly. Growth and Strategic add the numbers, planning and time with me that help you run the business better, and Strategic is guaranteed to pay for itself.

The plans

Core

Compliance, done properly

from£500a month

For established businesses that want their compliance handled properly by a qualified accountant.

  • Annual accounts and corporation tax return (CT600)
  • VAT returns under Making Tax Digital, with your EPOS VAT codes sense-checked
  • Payroll, RTI and pension auto-enrolment for up to 25 employees
  • Self assessment tax returns for up to two directors
  • Confirmation statement, dividend paperwork and board minutes
  • A tax check and call before your year end
  • HMRC and Companies House letters dealt with for you
  • Replies within one working day

Growth

Compliance plus quarterly insight

from£750a month

For owners who want to see how each site is performing and plan ahead, not just file on time.

  • Everything in Core, plus:
  • Quarterly management accounts, site by site
  • A quarterly review meeting, including early evenings
  • 12-month cashflow forecast, updated every quarter
  • KPI tracking, including margin, food cost and labour cost
  • Year-round tax planning, including capital allowances
  • An annual VAT health check
  • An annual budget, set with you

The Strategic plan pays for itself

If the savings and extra profit from the actions we agree haven’t covered your fees within 12 months, I’ll keep working for you for free until they have.

At the start we agree a baseline from your figures and a list of actions: VAT, wages, margins, card and supplier costs, tax and cash. I log the value of each action as it lands and report it to you every quarter.

Applies to businesses with annual sales of £1.5m or more on a 12-month Strategic plan, where the agreed actions are put in place and the information I need is shared on time. Full terms are in your engagement letter.

Every plan includes

A fixed monthly fee agreed in writing before we start. You deal with me directly, not a junior. Cloud accounting set up in Xero or QuickBooks, secure document sharing, and the switch from your current accountant handled for you. Anything outside your plan is quoted before I start.

Compare the plans

The same compliance underneath each plan. What changes is how often you get management information, how far ahead we plan and how much of my time you have.

Comparison of the plans
What’s includedCoreGrowthStrategic
Annual accounts and corporation tax returnIncludedIncludedIncluded
VAT returns under Making Tax Digital, with EPOS VAT codes sense-checkedIncludedIncludedIncluded
Payroll, RTI and pension auto-enrolmentUp to 25 employeesUp to 25 employeesScoped to you
Directors’ self assessment returnsUp to 2Up to 2Scoped to you
Confirmation statement, dividends and board minutesIncludedIncludedIncluded
Tax planningPre-year-end checkYear-roundYear-round
Time with mePre-year-end callQuarterly review meetingMonthly finance meeting
Management accounts— Not includedQuarterly, site by siteMonthly, with site league table
Cashflow forecast— Not included12-month, updated quarterly13-week rolling
KPI tracking (margin, food and labour cost %)— Not includedIncludedIncluded
VAT health check— Not includedAnnualAnnual
Budget and forecast— Not includedAnnual budgetBudget and 3-year forecast
Pricing, margin and range reviews— Not included— Not includedIncluded
New site, refit and acquisition appraisals— Not included— Not includedIncluded
Lender, investor and franchisor packs— Not included— Not includedIncluded
Pays-for-itself guarantee— Not included— Not includedIncluded
Replies within one working dayIncludedIncludedIncluded
Monthly fee, before VATfrom £500from £750from £1,000

One-off projects

Not ready for a monthly plan, or need something specific? These are quoted as a fixed fee after a short call.

VAT review
A product-by-product check of how your tills code VAT, with any over- or under-payment quantified and the fixes listed.
Cashflow forecast and lender pack
A 13-week and 12-month cashflow forecast with the commentary a bank or asset lender expects to see.
New site or acquisition appraisal
Sales, margin, wages, fit-out and payback modelled before you sign a lease or make an offer.
Buy-side due diligence
A finance-led review of the business you’re buying: trading, VAT, payroll and the numbers behind the asking price.

Pricing questions

Why do you cost more than an online accountant?

Online packages are built for single, simple businesses and priced on volume: you pay for returns to be filed. My plans are built around multi-site trading, with VAT checked against what your tills sell, numbers for each site and advice from someone who has led commercial finance for a 1,100-site group.

The aim is for every plan to pay for itself through better VAT, wage and margin decisions, and on the Strategic plan I guarantee it. If I don’t think a plan will pay for itself for your business, I’ll tell you on the discovery call.

How does the Strategic guarantee work?

At the start of a Strategic plan we agree a baseline from your last 12 months’ figures and a list of actions, such as correcting VAT, changing rotas, repricing, cutting card or supplier costs and planning tax. I log the value of each action as it lands and report it to you every quarter.

If that value hasn’t covered your fees by the end of the first 12 months, I keep working for you for free until it has. The guarantee applies to businesses with annual sales of £1.5m or more, where the agreed actions are put in place.

What size of business do you work with?

Owner-managed businesses with annual sales of up to around £10m. Core and Growth suit most sizes; Strategic is built for businesses with annual sales of £1.5m to £10m, usually with several sites. Above £10m, businesses tend to have their own finance team, though I can still help with specific projects.

What does the “from” price depend on?

The number of sites, employees and transactions, how many VAT returns you file and how up to date your records are. I’ll confirm a fixed monthly fee in writing before you commit.

Is bookkeeping included?

No. The plans assume your day-to-day bookkeeping is kept up to date in cloud software, by you, your team or a bookkeeper. If you need bookkeeping too, I’ll quote for it separately.

Can I change plans later?

Yes. You can move up or down with a month’s notice, although the Strategic guarantee applies to a full 12-month plan. Many owners start on Core or Growth and move up when they open another site or start talking to lenders.

Do you work with single-site businesses?

Yes, if the numbers matter to you. A single busy shop, restaurant or takeaway often benefits most from a VAT review and a clear view of margin and wages.

Do you only work with businesses in Greater Manchester?

No. I’m based in Oldham and meet clients in person across Greater Manchester and the North West. Everything else works well over video calls and cloud software, so I work with businesses across the UK.

What happens on the discovery call?

It’s a free 30-minute call. You tell me about your business, what’s working and what isn’t. I’ll tell you where I think I can help, which plan fits and what it would cost. No hard sell.

Do prices include VAT?

Prices are shown before VAT. VAT is added where it applies.

How does switching from my current accountant work?

I handle the professional clearance letter and the handover of your records with your current accountant. It usually takes two to four weeks, and we’ll time it around your VAT quarter and year end.

Not sure which plan fits?

Book a free 30-minute discovery call. I’ll recommend a plan and confirm a fixed fee in writing. If I can’t add more than I cost, I’ll tell you.